Health is Wealth – Secure it with Health Insurance
Nature makes sure that everything needs to be constantly developing. The human mind has to work its way around all kinds of problems. It started with minor tools to make life easier and the needs have kept growing ever since. One such tool is the internet and the process of buying health insurance has become much easier through online medical insurance India. Health insurance is one of the most important needs of today’s time which can give critical care during emergencies.
Buying health insurance has been made extremely easy through the internet. There was a time when buying a health insurance policy was a very time consuming and tiring process. You would not only spend a lot of time, but also more money in buying what may not have been the perfect insurance for you. With the advent of the internet, most insurance companies now have put up their schemes and offers online. You can read about multiple schemes and select the policy that you feel is ideal for your needs. It also saves a lot of paperwork and thus, a lot of time also. One has to just fill in an online medical claim form and finish off the work.
You can buy health insurance according to your own specific needs to help you get the critical care when you need it and how you need it. You can avail of the additional benefits like cashless hospitalisation, where all your hospital bills can be paid by your insurance without you needing to arrange for cash. One can enjoy tax rebate through health insurance under Section 80D of Income Tax Act. Other benefits include OPD coverage, which is out-patient care that pays for your treatment outside a hospital, and last but not the least benefits like a No claim bonus.
Medical checkups: Some health insurance plans can pay not only for your treatment, but also for the medical checkups. Regular medical checkups are essential in case of long-term diseases, like diabetes, common carcinoma, hypertension etc. to make sure that the condition is in control or not. Even if you are healthy and absolutely fine, a medical check up will ensure that any disease can be detected at an earlier stage when it is easier to treat. A medical check up is an integral part of staying healthy.
Hospitalisation expenses: A health insurance can usually pay for any hospitalisation that may come up without prior notice. Most health insurance policies can also pay you back for not only the hospitalisation charges, but also the cost of medicines and treatments that you may have spent. As long as it is covered in your policy, you can get reimbursed for any critical care that you may need in an emergency.
Cashless facility: There may be medical emergencies at an unexpected time and it is not always that you have cash in hand. By buying a policy that gives you cashless facility, you can relax with an assurance that you do not have to arrange for cash in case of unexpected hospitalisation. As long as the hospital is a part of the network of health care facilities under the insurance agency, the bills can be paid directly by the company.
Medicines: Medical insurance may also cover the cost of medicines as long as they are under the predetermined limit.
Tax Exemption: A person can enjoy tax rebate in their income by buying health insurance. The details of which can be easily found online under Section 80D of Income Tax Act.
Buying a good health insurance means not having to worry about difficult times. This means identifying the health insurance that is closest to your needs and customising it to your needs, if possible. With a good health insurance, you can look forward to a healthier and a less stressed life!
Online medical insurance India or simply
online mediclaim policy can be conveniently bought by filling in a simple medical claim form online. It also helps you to enjoy tax rebate under
section 80 d of income tax act.
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